The Karnataka government has once again given a golden opportunity to farmers, milk producers and cooperative members who are directly connected with cooperative societies in rural and urban areas. One of the most popular and public benefit schemes of the state, the Yashasvini Health Scheme, has started re-registration for the year 2025-26.
While large hospital expenses are a burden for ordinary families, this scheme helps them to get cashless treatment worth lakhs of rupees through just a small annual contribution. Here is complete information about this scheme, which covers thousands of treatments, from heart surgery to cancer treatment.
What is Yashasvini Health Scheme?
Yashaswini Health Scheme is a special health security scheme implemented by the Government of Karnataka. The main objective of this scheme is to provide quality medical treatment to the members of cooperative societies and their families.
Members registered under this scheme and their dependent family members (husband/wife, children, parents) can avail free or cashless treatment in government and private registered hospitals.
The registration process for the year 2025-26 has begun, and if you register by the specified date, you will be able to avail the benefits of the scheme for the next one year.
The main objectives of this project are:
- Providing financial security to cooperative members
- Reducing hospital costs caused by serious illnesses
- Making good healthcare easily accessible to people in rural areas
- Protection from expensive treatment in private hospitals
Who is eligible for this scheme?
The Yashaswini Health Scheme is not for everyone. Only those who meet specific eligibility criteria can benefit from this scheme.
Who is eligible?
- Active members of cooperative societies
- Members of the Milk Producers Cooperative Association
- Agricultural Cooperative Bank Members
- Cooperative Credit Society members
- Family dependents of members
Those who are not eligible:
- Government employees
- ESI or other government health insurance holders
- Those who have received special insurance benefits under the Income Tax Act
Annual Premium Amount
The specialty of the Yashaswini scheme is that it offers a low annual contribution. You can get a large amount of health insurance by paying a small amount.
For members in rural areas
- For a family of 4 members: ₹500 only
- For additional members: ₹100 each
For members of the urban area
- For a family of 4 members: ₹1,000
- For additional members: ₹200 each
For members of SC/ST category
- Completely free
- The government pays the contribution.
How much will the treatment cost?
Under this scheme , cashless treatment up to a maximum of ₹5 lakh per year is available per family .
- Not just for one disease
- Applicable for various treatments throughout the year
- Opportunity to receive retreatment
What diseases can be treated?
The scope of the Yashaswini Health Scheme is very broad. More than 2,100 treatments are included in this scheme.
Major treatments:
- Heart Surgery (Bypass, Angioplasty)
- Cancer treatment (Chemotherapy, Surgery)
- Kidney and liver related diseases
- Nerve and brain related surgeries
- Maternity treatment (for up to 2 children)
- Accident treatment
- Treatment of snake and dog bites
- Bone fracture and surgery
Yashaswini Yojana 2026 – Important Dates
| Contents | Detail |
|---|---|
| Registration begins | Already started |
| Deadline | 31 March 2026 |
| Facility start | April 1, 2026 |
| Validity period | 1 year |
| Card issuance | From 1 March 2026 |
| Age limit | From infants to 75 years |
How is the registration process?
Applying for the Yashaswini scheme is very simple.
How to register:
- Visit the cooperative society/bank of which you are a member.
- Pay the annual subscription
- Get a receipt.
- Submit your family details
Required documents
- Aadhar card (for all members)
- Passport size photo
- Cooperative membership rate
- SC/ST category – Caste certificate (RD number is sufficient)
Important warnings
- Even if you register, you will only get treatment from April 1st.
- Treatment cannot be provided without a scheme card.
- Membership will be cancelled if false information is provided.
- Having more than one insurance may disqualify you.
Our advice (Important Tip)
Yashaswini Yojana is very beneficial in terms of health. If you are eligible, register immediately without waiting for the last date. A small amount of money can save your family from major health problems.
In today’s expensive medical system, health insurance is essential for ordinary families. The Yashaswini Health Scheme is a promise made by the government to cooperative members. This scheme, which provides great protection at a low cost, will be a great support for the health of you and your family.
