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RD Calculator

RD Calculator – Recurring Deposit Investment Planner

RD Calculator

Calculate your Recurring Deposit maturity amount, total interest, and watch your savings grow with monthly investments.

₹100 ₹25,000 ₹50,000
months
% p.a.
Quarterly compounding (Standard for RDs)
Most banks use quarterly compounding for RDs
First monthly deposit date

Maturity Amount

₹0

Total amount you’ll receive at maturity

Interest Earned

₹0

Total interest earned on your RD

Total Investment

₹0

Total amount you’ll deposit (Principal)

RD Summary

Monthly Deposit ₹0
Tenure 0 months
Interest Rate 0%
Maturity Date
Interest/Principal Ratio 0%
Effective Annual Yield 0%

Features of Recurring Deposits

Disciplined Saving

Build a habit of regular monthly savings

Guaranteed Returns

Fixed interest rate locked at account opening

Flexible Tenure

6 months to 10 years tenure options

Low Minimum

Start with as low as ₹100 per month

Smart RD Investment Tips

Set Up Auto-Debit

Automate your monthly deposits to avoid missing payments and penalties

Compare Bank Rates

Small finance banks often offer 0.5-1% higher rates than large banks

Longer Tenure Benefits

Longer tenure RDs usually have higher interest rates

RD Laddering

Open multiple RDs with different tenures for regular liquidity